← Back to Industries
Insurance

Reasoning for insurance

From underwriting to claims to market expansion. GP's neuro-symbolic engine reasons across the entire insurance value chain, delivering explainable decisions that compound over time.

Request Insurance Demo →
End-to-End Value Chain

GP across your entire operation

Click any stage to see how Growth Protocol's reasoning engine transforms that part of your business.

01

Underwriting

Risk selection & pricing

GP Enabled
02

Policy Pricing

Dynamic premium optimization

GP Enabled
03

Risk Selection

Portfolio-level risk management

GP Enabled
04

Claims Management

Settlement & litigation

GP Enabled
05

Reserve Optimization

Capital efficiency

GP Enabled
06

Market Expansion

Growth & new entry

GP Enabled

Underwriting Intelligence

GP ensures your client covers individuals less likely to have a claim filed. By integrating malpractice court data with NPI numbers, we build NSAI knowledge graphs for providers and judicial entities, transforming how underwriting decisions are made.

Provider Risk Scoring

NSAI-built knowledge graphs connecting providers, judicial entities, and historical outcomes

Data-Driven Selection

Telematics, safety, geographic, and social data integrated into unified underwriting models

Continuous Learning

Underwriting models improve with every decision outcome, compounding accuracy over time

Dynamic Policy Pricing

Move from static actuarial tables to dynamic, data-driven pricing that adapts to real-world risk signals. GP's reasoning engine combines internal loss data with external market intelligence to optimize premiums at the individual policy level.

Telematics-Driven Pricing

Real-time data feeds from IoT and telematics devices for precision risk pricing

Competitive Benchmarking

Market-aware pricing that balances competitiveness with profitability targets

Proactive Risk Identification

Identifying emerging risks to proactively adjust policies, premiums, and risk mitigation strategies before losses materialize. GP monitors market signals, regulatory changes, and loss patterns to surface risks early.

Emerging Risk Detection

Continuous monitoring of loss patterns, market shifts, and regulatory signals

Portfolio-Level Reasoning

Understand concentration risk, correlation effects, and systemic exposure

Claims Process Optimization

GP built an agentic AI solution enabling 150 claims employees to pinpoint potential outcomes by judge, attorney, case type, and jurisdiction, down to the county level. Automated data filtrations and cited sources reduce research times dramatically.

Benchmark Past Cases

Interface enabling claims teams to identify potential outcomes by judge, attorney, and case type

Local Market Intelligence

County-level insights on judicial behavior, settlement trends, and venue dynamics

Defend/Settle Optimization

Data-driven recommendations on when to defend and when to settle

Reserve Capital Efficiency

By improving claims precision, GP enables significant reserve reductions, freeing capital that can be redeployed into growth initiatives. Loss reserves are reallocated for new market expansion in identified high-opportunity markets.

$30M+ in Freed Reserves

Precision claims management reduces the need for conservative reserve buffers

Capital Redeployment

Freed reserves redirected to growth initiatives in identified high-opportunity markets

Market Expansion

Leverage claims savings and underwriting intelligence into new market entry plans. GP identifies the most profitable markets for expansion by geography, offering type, and customer segment, transforming defensive savings into offensive growth.

Geographic Expansion

Identify and prioritize new markets based on risk profiles and profitability potential

New Offering Development

Data-driven identification of new product lines and coverage types

Deployed Workflows

Proven in production

Real workflows deployed for real insurers, with measurable economic impact.

Workflow: Claims Process Maximization

Specialty Insurance Company

A leading E&S property insurer looking to transform their litigation strategy. GP built an NSAI-enabled claims optimization agent that fuses internal claims data with curated external intelligence to dynamically score venues, guide defend/settle strategies, and surface high-risk claims early.

Economic Headwinds
Social inflation: juries awarding more nuclear verdicts (over $10M)
High investigation effort: 100+ hours per case investigation
Reliance on existing litigation relationships reducing outcome optimization
$170M
In profitable growth
20X
Return on investment
35%
Decrease in ULAE and LAE
Workflow: Growth Strategy

Professional Liability Insurer

A specialty insurer focused on healthcare, legal, and medical technology sectors with ~$1B in revenue. GP built an agentic AI solution enabling claims teams to benchmark cases, understand local markets, and reduce research time, with the end game of shaping go-to-market strategy across new geographies.

Economic Headwinds
Inefficiencies in claims settlement processes
Insufficient transparency in claims reserves constraining working capital
Evolving market dynamics driven by rising claims severity
$50M+
Reduction in claim severity
$30M
Freed from loss reserves
30
Employees reallocated to higher-value tasks
Results & Proof Points

Impact you can measure

Across our insurance deployments, GP consistently delivers venture-scale economic outcomes.

$170M
Profitable growth created
$100M+
Annual value for a single client
$50M+
Saved in settlement costs
20X
Return on investment
$30M
Freed from loss reserves
35%
Decrease in ULAE/LAE
150
Claims employees enabled
60%
Acquisition premium achieved

Jonathan Ritz, CEO of CoAction · WSIA 2025

Get Started

See GP reason through insurance decisions

From claims optimization to market expansion, see how the enterprise reasoning platform transforms your value chain.

Request Insurance Demo → Schedule C-Suite Briefing